Chase Cd Interest Rates 2025 Usa . The current average money market rate is 0.61%, while the highest rate is up to 5.15%. Interest rates on cds have surged since 2022 in response to fed rate hikes.
The national average rate was 1.30% as of august 6, 2025, the latest data available, the same as the previous week and up one basis. As of today, the best interest rates on cds—certificates of deposit—pay up to 5.39%, based on certificate term lengths.
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